aside Sound The Alarm! The US Senate’s Trumpcare 3.0 Is Worse Than Prior Two Proposals

Image result for photos of senators on rollout of latest healthcare billDear Resistance Participants, It’s time to call your US senators again. I am referring to the republicans latest roll out of an updated healthcare plan on July 13, 2017 which is worse than the prior two bills that the tried to pass. I am calling this third attempt, Trumpcare 3.0 instead of (BCRA) Better Care Reconciliation Act.

The Senate leaders intend to get this bill passed passed with this third attempt to where any tactic, strong-arming, and bribes are acceptable tools to insure its passage.

Image result for photos of senators on rollout of latest healthcare bill
NOTE SEN. CRUZ AND LEE WERE NO VOTES , BUT NOW THEY ARE YES VOTES

The latest maneuver by the Senate Leader Mitch MConnell is the perfect example…

The US Senate leadership, Senators Mitch McConnell and John Cornyn have rolled out their latest version of Trumpcare, claiming that they intend for republican legislators to honor their promise to the base, to repeal and replace Obamacare, even though it is also the Senate’s worst proposal out of 3.

The newest version of Trumpcare includes the amendment recommended by Senator Ted Cruz (R-TX) and supported by Senator Mike Lee (R-UT), where healthy young people can be separated out to where they can choose a stripped down unregulated health care policies, that is much less expensive.

Editorial cartoon on Paul Ryan and Republicans and health careAs per a 7/13/17 Reuters report, “These  (Cruz) “skinny plans” would not have to cover the broad benefits mandated under Obamacare like maternity and newborn care, mental health services and addiction treatment, outpatient care, hospitalization, emergency room visits and prescription drugs.”

“Insurer groups, including the national Blue Cross Blue Shield Association, have derided the skinny plans, saying they would raise insurance premiums, destabilize the individual insurance market and undermine protections for pre-existing medical conditions. Moderate senators could balk at the provision for the same reasons.”

By the US Senate deciding to accept this Cruz amendment as part of Trumpcare 3..0,  BOTH SENATORS’ PREVIOUS SOLID NO VOTES get moved into the YES COLUMN. Now, as of 7/13/17, there are only two senators stating that they’re a NO vote which means this bill can pass. Thus, for the bill to fail, ONE more republican senator has to publicly admit to a NO vote. We need that one vote!

With two US senators out of the previous 4 NO votes, being moved from solid no’s to definite yes votes, Trumpcare 3.0 has a real chance for passage. 

THIS IS WAR! ALL HANDS ON DECK! The main US Senate phone line 202-225-3121 (202-224-3121) or  YOU CAN FIND PHONE NUMBERS FOR EVERY SENATOR HERE. or U.S. Senate: Senators of the 115th Congress

Image result for photos of senators on rollout of latest healthcare billThe reason why even health care insurance companies are strenuously objecting to this latest version, Trumpcare 3.0, is that the Cruz/ Lee amendment is counter to the most basic insurance principles, which include the law of “large numbers.” By cutting out the healthy young population with the Cruz/ Lee plan, the less healthy folks will end up paying for much more expensive regulated Obamacare policies with huge deductibles and copays, and thereby, guaranteeing its “death spiral” or failure. The Obamacare policies will become so expensive that peoples will not be able to afford them and then and then they’ll drop off the insurance rolls. The guarantee of coverage with pre-existing conditions will not be in jeopardy.

I would like to say that the republican US senators who concocted Trumpcare 3.0, simply do not understand how insurance works, but I’m thinking that the Cruz/ Lee addition is a crass calculated maneuver, intended to gussy up a very unpopular bill enough, to make it sound more palatable to the senators and their constituents, even if it is extremely flawed.

Image result for photos of senators on rollout of latest healthcare bill

Now, I get real reason that the republican US Senate Majority Leader Mitch McConnell is forcing the senators to stay in town for the first two weeks of August. He doesn’t dare to let the senators to go home to face their voters.

The other strategy that the Senate leaders have resorted to, is to extend some Trumpcare 3.0 tax cuts by several months, to have ample funds to tempt/ bribe wavering senators with extra monies for their states like Senator Lisa Murkowski.

And Medicaid funds are still slashed but at a slower rate.

A recent Kaiser study proves that Obamacare is not failing. This Trumpcare 3.0 plan makes the existing Obamacare state of care, so much worse. The only reason that the bill isn’t being rushed through today (7/13/17), is because the Senate is required to have access to the CBO numbers before the bill can be passed..

Image result for photos of senators on rollout of latest healthcare billHere’s the rest of the story,,,

On July 12, 2017, Bruce Jaspen of Forbes penned the report, “Insurers Rip Ted Cruz’s Trumpcare Amendment.”

Excerpts:

The nation’s largest health insurance companies blasted a health reform proposal by Republican Sen. Ted Cruz of Texas to exempt health policies from consumer protections and allow for the sale of cheaper policies with skimpier benefits.

Insurers through their lobbies released a multi-pronged attack on an amendment by Cruz to Senate Majority Leader Mitch McConnell’s Better Care Reconciliation Act, which would roll back the Affordable Care Act’s Medicaid expansion and increase the number of uninsured Americans by 22 million. Cruz’s amendment to the BCRA, also known as Trumpcare, would strip protections from Americans who currently buy subsidized individual policies under the ACA in hopes of lowering prices.

Sen. Ted Cruz, R-Texas, talks to is reporters about a proposal from Senate conservatives to let insurers sell skimpy policies provided they also offer a comprehensive alternative. It’s being billed as pro-consumer, but insurance companies don’t see it that way.  (AP Photo/Jacquelyn Martin)

“Cruz’s amendment, these insurers say, would allow health plans to “sell non-compliant plans if the health insurer offered at least one plan” on a state’s public exchange, or marketplace.

 “But insurers say such  “non-compliant policies would be exempt from consumer protections” like guaranteed access to coverage, community rating, “the ban on pre-existing condition exclusions and the requirement to offer comprehensive benefits with appropriate limits on patient cost-sharing,” America’s Health Insurance Plans (AHIP) said in a memo released Wednesday. AHIP represents the nation’s largest health insurance companies including Anthem. Centene , Oscar Health and Blue Cross and Blue Shield companies that offer individual coverage on the ACA’s public exchanges.”

“The worry of insurers is that Cruz wants to create a separate system for only sick patients that would buy Obamacare policies in one risk pool with another pool that would offer cheaper plans only purchased by healthy Americans. That, insurers say, would be a disaster and destabilize insurance markets.” Related image“Stable and well-functioning insurance markets require broad-based enrollment and a stable regulatory environment that facilitates fair competition and a level playing field,” America’s Health Insurance Plans said 7/12/17. “Unfortunately, this proposal would fracture and segment insurance markets into separate risk pools and create an un-level playing field that would lead to widespread adverse selection and unstable health insurance markets.”

“Another health insurance lobby, the Blue Cross Blue Shield Association, described the “Consumer Freedom Option” pushed by Cruz and Sen. Mike Lee, R-Utah as “unworkable,” creating “two sets of rules.” The Cruz amendment would “undermine preexisting condition protections, increase premiums and destabilize the market,” Blue Cross Blue Shield Association CEO Scott Serota wrote in a Wednesday letter to Cruz and Lee.”

Image result for photos of senators on rollout of latest healthcare bill

“If plans entering the market are not subject to guaranteed issue requirements and could engage in denials for preexisting conditions, offer limited benefit designs and narrow networks, they would attract only healthy people from the existing market,” Serota wrote. “This would make coverage unaffordable for those that remain and who may need more robust coverage because of their preexisting medical conditions. The result would be higher premiums, increased federal tax credit costs for coverage available on exchanges, and insurers exiting the market or pricing coverage out of reach of consumers.”

This blog was last updated 7/14/17.

Related Article:

Where Senate Republicans stand on the new health-care bill    https://www.washingtonpost.com/ July, 14, 2017

10 comments

  1. “By cutting out the healthy young population with the Cruz/ Lee plan, the less healthy folks will end up paying for much more expensive policies with huge deductibles and copays, and thereby, guaranteeing its “death spiral” or failure.”

    This proposal is totally unacceptable, I can’t imagine either party with half a conscience would allow this to pass. Also Trump swore up and down that those with preexisting conditions will not be denied coverage, well they might as well be if they can’t afford it. This is a disaster if passed in current form, I’m sure this won’t pass.

      • Yet another abomination by the republicans in Congress … they just keep on coming. Payback in November 2018. I heard today that Trump said he will be “very angry” if they don’t pass this one. Awwww, shucks … we sure as heck don’t want to make little Donnie Dark angry now, do we? It will likely pass, and millions of people will be without medical insurance. All so the damn republicans can say, “see, we kept our promise … we stabbed you in the back as we did it, but we kept our promise”. And DDT will claim a win that is not even close to being a win for We The People.

        • Dear Jill,

          This is so sick. They want those tax cuts so bad, that “we the people” are of no concern. This is politics at its worst.

          Thanks a million times over for the great introduction, your support and for the reblog.

          Hugs, Gronda

  2. Reblogged this on Filosofa's Word and commented:
    I cannot even comment on this latest farce of a “health care” bill, but Gronda has summed it up well, so please take a moment to read her post. Then let us all contact our elected representatives … once again … and let them know that they can say “bye-bye” to their cushy jobs in 16 months if they pass this abominable bill. Thank you, Gronda, for keeping us abreast of these developments!

    • Dear Suzanne,

      This latest development has me truly concerned. They are within striking distance of passing this monstrosity.

      Thanks a million times for helping to spread the word, for your support and for this reblog.

      Hugs, Gronda

  3. Brilliant analysis, and I just wish one of my senators was a Republican so I could call up and read them the Riot Act! But I’m from California, so both Sens. are Dems. I think I could legitimately put some pressure on Nevada’s Heller, since they’re right next door. 😉

  4. Dear Kevin Brennan,

    Welcome!

    Thanks for your gracious comments. Last time the bill didn’t pass, it was Sen. Heller who did the dirty deed. In response, A super-pac backed by republican big monies ran negative TV ads against him. If I were him, I would send a return message.

    If you do call, thank him for his bravery and ask him to do it again. His constituents and the country need for him to do the right thing again.

    As per a NYT report, the NV governor is against this bill as per following excerpts:

    “Gov. Brian Sandoval of Nevada, who at the moment may be the most pivotal figure in the health care debate, said he had “great concerns” with the legislation, and all but declared that he could not support any bill that would scale back Nevada’s Medicaid program. His decision to expand Medicaid under the Affordable Care Act had been “a winner for the people of our state,” he said of the government health insurance program for poor and disabled people.”

    “I have to be comfortable that those 210,000 lives are going to continue to enjoy the quality of life and health care that they have right now,” he said, referring to the number of Nevadans who gained coverage through the expansion of Medicaid under President Barack Obama’s signature health law.”

    Thanks for stopping by and Hugs, Gronda

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